| Share Savings Account Fees |
| Closing Account (within 6 months) |
10.00 |
| Inactive Account (after 2 years) |
25.00/year |
| Share Savings Withdrawal (after 3 per mo.) |
2.00 |
| Share Savings Below $25.00 Minimum |
5.00/month |
| Holiday Club Account Fees |
| Holiday Club Early Withdrawal Fee |
15.00 |
| Money Market Account Fees |
| Money Market Excess Withdrawal Fee |
10.00 |
| Money Market Account Below $2,000. |
10.00/month |
| Share Draft Checking Account Fees |
| Overdraft from Savings Transfer |
1.00/transfer |
| Return Check/ACH Nonsufficient Funds (NSF) |
30.00 |
| ACH Revocation Fee |
25.00 per item |
| Stop Payment Fee |
30.00 |
| Copy of Share Draft Check |
5.00 |
| Interim/Copy of Statement |
5.00 |
| Account Reconciliation |
25.00/hr (min 1 hr) |
| E-Quality Bill Pay |
FREE |
| Bill Pay Dormant (after 2 months) |
10.00/bill payment
Account closed |
| Closing Account (within 6 months) |
10.00 |
| Inactive Account Fee |
5.00 (after 3 mos.) |
Reinstatement Fee (when account closed
due to misuse) |
25.00 |
| Courtesy Paid Item |
30.00 |
| Negative Balance Fee |
30.00 |
| Share Draft Check Printing |
By style |
| VISA Services |
| ATM Withdrawal (5 free per month ) |
1.00 |
| Card & PIN Replacement |
15.00 |
| Card Replacement |
10.00 |
| Pin Replacement |
5.00 |
| Rush Card Fee |
65.00 |
| Re-loadable Debit Card |
7.50 |
| Re-loadable Debit Card/Load Fee |
2.00 |
| VISA Gift Cards |
5.00 |
| Travel Money Card |
1% of purchase
$5.00 min. |
| Over Limit Fee |
30.00 |
| Credit/Debit Card Dispute |
25.00 |
| Credit Card Payment NSF |
30.00 |
| Debit Card Reactivation Fee |
10.00 |
| Debit Card Item Charge Back Fee |
10.00 |
| Credit Card Late Payment Fee |
30.00 |
| Loan Account Fees |
| Loan Application Fee |
15.00 |
| Home Equity Deed Release |
30.00 |
| Subordination Agreement |
125.00 |
| Home Equity Application Fee |
25.00 |
| Duplicate Title Fee |
30.00 |
| Second Mortgage Application |
50.00 |
| Consumer Loan Late Fee (15-day grace) |
25.00 |
| Mortgage Loan Late Fee (15-day grace) |
30.00 |
| HELOC Refi to fixed 2nd Mortgage |
1% or min $200.00 |
| Vehicle Title Fee |
30.00 |
| Loan Adjustment Fee |
10.00 |
| Miscellaneous Fees |
| Check Cashing (without mininum savings balance of $250 and without three (3) addtl. services with credit union |
1% of check amount
$10.00 min. |
| Cancel Credit Union Check |
5.00 |
| Return Mail (Bad Address) |
5.00/month |
| Garnishment or Levy |
30.00 |
| Certified Check |
5.00 |
| Notice of Change/ACH |
3.00/notice after 2 |
| Collection Item Fee |
15.00 |
| Deposit Verification Fee |
5.00 |
| Deposited Item Returned NSF |
20.00 |
| Money Orders |
3.00 |
| Wire Transfer to Colorado Credit Union |
5.00 |
| Wire Transfer (outgoing) |
25.00 |
| International Wire Transfer (outgoing) |
40.00 |
| Western Union |
30.00 |
| Stop Payment on Credit Union Check |
30.00 |
| Notary Service (Member only) |
FREE |
| Non-Member Notary Fee |
5.00 |
| Credit Union Check Issue |
2.00/check |
| Member Service Telephone Transaction Fee |
1.00 |
| Account Research Fee |
25.00/hr (min 1 hr) |
| Change Account Number |
25.00 |
| Membership Termination Fee |
25.00 |
